1. Data We Collect

We collect information automatically when you visit moneytransferadvisor.com. This includes your IP address, browser type, device type, pages visited, time spent on each page, and the referring URL. This data is collected through analytics tools and is used in aggregate form to understand how people use our site.

We also collect data via cookies. Cookies are small files placed on your device that allow us and our analytics partners to recognise returning visitors and track usage patterns. You can control cookies through your browser settings.

2. How We Use Your Data

Data collected on this site is used solely to improve the quality and performance of our comparison platform. Specifically, we use it to:

• Understand which pages and tools are most useful to visitors
• Identify and fix technical issues
• Measure site performance and load times
• Improve the user experience on mobile and desktop
• We do not profile individual users, and we do not use automated decision-making of any kind.

We do not sell your data. We do not use your data for advertising targeting. We do not build individual user profiles.

3. Third-Party Services

We use the following third-party analytics services on this site:

• Google Analytics 4 (Measurement ID: G-47X68RYWKV) — collects pseudonymised usage data including page views, session duration, and user flows. Governed by Google's Privacy Policy.
• Microsoft Clarity — records pseudonymised heatmaps and session replays to help us understand how users interact with the page. No personally identifiable information is stored. Governed by Microsoft's Privacy Policy.

Both services process data in accordance with GDPR and applicable data protection law. You can opt out of Google Analytics tracking via the Google Analytics opt-out browser add-on.

4. We Do Not Sell Your Data

Money Transfer Advisor does not sell, rent, or trade personal data to any third party for commercial purposes. We do not share data with advertisers, data brokers, or other commercial entities beyond the analytics services described in Section 3.

5. Your Rights (GDPR / CCPA)

If you are located in the European Union, United Kingdom, or California, you have the following rights regarding your personal data:

• The right to access the personal data we hold about you
• The right to request correction of inaccurate data
• The right to request deletion of your data
• The right to opt out of analytics tracking
• The right to data portability where applicable

To exercise any of these rights, contact us at contact@moneytransferadvisor.com.

6. Lawful Basis for Processing (GDPR)

We process personal data on the following lawful bases under GDPR Article 6:

• Legitimate interest — analytics data is collected to improve the performance and usability of this platform. This does not override your rights as a data subject.
• Consent — where cookies require consent under applicable law, we collect it via our cookie consent mechanism before any non-essential cookies are set.

7. Cookies and Consent

When you first visit moneytransferadvisor.com, a cookie consent banner is displayed. You may accept or decline non-essential cookies. Essential cookies required for the site to function are always active. Analytics cookies (Google Analytics 4, Microsoft Clarity) are only set if you accept them.

You can withdraw consent at any time by clearing cookies in your browser settings or using the cookie preference option in the site footer.

Cookie categories:

• Essential — required for basic site functionality. Always active.
• Analytics — pseudonymised usage data collected by Google Analytics 4 and Microsoft Clarity. Active only with consent.

8. Data Retention

Analytics data collected via Google Analytics 4 is retained for a maximum of 14 months, in line with GA4's configurable retention settings. Microsoft Clarity session data is retained for 30 days. Server log data, if any, is not retained beyond 90 days. We do not retain any data beyond the periods required for the purposes described in this policy.

9. International Data Transfers

Google Analytics 4 and Microsoft Clarity are operated by US-based companies (Google LLC and Microsoft Corporation respectively). By using this site, your data may be transferred to and processed in the United States. Both providers operate under Standard Contractual Clauses (SCCs) approved by the European Commission as a lawful transfer mechanism under GDPR. For further details, refer to Google's Privacy Policy and Microsoft's Privacy Policy.

10. Affiliate Link Tracking

Some links on moneytransferadvisor.com are affiliate links. When you click an affiliate link and complete a transfer with a provider, we may receive a referral commission from that provider. Affiliate link clicks may set tracking cookies on your device operated by the affiliate network or provider. These cookies track whether a transfer was completed for commission purposes only. They are not used to build personal profiles or for advertising targeting. This commercial arrangement does not affect our rankings or MTA Score — providers are ranked solely by their independently calculated MTA Score.

11. Children's Data

This site is not directed at users under the age of 16. We do not knowingly collect personal data from anyone under 16. If you believe a minor has submitted personal data to us, contact us at contact@moneytransferadvisor.com and we will delete it promptly.

12. Contact

For any questions about this Privacy Policy, contact us at contact@moneytransferadvisor.com. We aim to respond within 2 business days.