Which provider has the lowest fees in 2026?

Remitly currently ranks highest for fee competitiveness across our tracked corridors. Fees vary by corridor and amount â€” use our comparison tool to see live fees for your specific route before transferring.

What is the MTA Score and how is it calculated?

The MTA Score is a proprietary 11-criterion scoring system on a 100-point scale. It evaluates providers across five groups: Core Financial Value (40 pts), Reliability & Trust (20 pts), Speed & Convenience (20 pts), User Experience (10 pts), and Support & Flexibility (10 pts).

How do I compare two providers?

Use the Compare Two Providers tool on this page â€” select two providers from the dropdowns and click Compare. You will see a full side-by-side breakdown of MTA Scores, fees, FX rates, delivery speed, and coverage.

Are MTA rankings influenced by provider payments?

No. MTA rankings are determined solely by the MTA Score â€” our standardised 11-criterion methodology. Commercial partnerships and affiliate arrangements never influence rankings, sort order, or scores.

How often are provider scores updated?

Provider scores are reviewed and updated quarterly. Significant events â€” fee restructures, regulatory changes, or notable shifts in Trustpilot ratings â€” trigger an unscheduled interim review.

How many providers does MTA monitor?

MTA actively monitors 10 providers with full MTA Score coverage across all 11 criteria, with 100+ providers in our broader database used for corridor-level comparisons.

From

Amount

Send In

Receive In

2021

Monitoring begun

100+

Providers scored

1,600+

Corridors tracked

170+

Countries worldwide

Independent

comparison

Not owned

by any provider

No paid

rankings

Updated

periodically

PROVIDER INTELLIGENCE HUB

Analyze & Compare Money Transfer Providers

Independent MTA Score rankings, full provider analysis, and head-to-head comparisons across monitored providers.

Analyze A Provider

Full MTA Score, fees, FX spread, coverage and more

Compare Two Providers

Side-by-side scores, fees, FX rates and more

Category Leaders

LOWEST TOTAL COST

Remitly

Lowest combined fee + FX spread

Full Analysis →

STRONGEST FX RATE

Wise

Closest to mid-market rate

Full Analysis →

FASTEST DELIVERY

Remitly

Minute-speed transfers on key routes

Full Analysis →

LARGE TRANSFERS

InstaReM

Best value for $5,000+ transfers

Full Analysis →

Category leaders determined by MTA Score sub-criteria weighting Â· View full methodology →

Provider Intelligence Board

Rated by MTA Score Â· Rankings generated independently Â· Not influenced by commercial partnerships Â· Updated quarterly

#	Provider	Score	Label	Best For	Coverage
1	R Remitly	80	Excellent	Speed & corridors	170 countries	Full Analysis →	Send with Remitly
2	WB Wise Business	78	Strong	Business FX	160 countries	Full Analysis →	Send with Wise
3	IR InstaReM	77	Strong	Asia-Pacific routes	60 countries	Full Analysis →	Send with InstaReM
4	W Wise	76	Strong	FX transparency	160 countries	Full Analysis →	Send with Wise
5	LE Lulu Exchange	76	Strong	UAE cash corridors	50 countries	Full Analysis →	Send with Lulu
6	RV Revolut	76	Strong	App & multi-currency	150 countries	Full Analysis →	Send with Revolut
7	WR WorldRemit	75	Strong	Cash pickup routes	130 countries	Full Analysis →	Send with WRemit
8	AS Aspora	73	Strong	UAE digital transfers	30 countries	Full Analysis →	Send with Aspora
9	TG TransferGo	73	Strong	Europe corridors	60 countries	Full Analysis →	Send with TGo
10	AA Al Ansari	71	Strong	UAE exchange house	200 countries	Full Analysis →	Send with Al Ansari

MTA reviews, monitors and scores providers using our proprietary MTA Score system â€” a standardised 11-criterion framework developed to bring transparency to remittance pricing. Scores are updated quarterly and are never influenced by commercial partnerships.

→ Learn about MTA Score → See our methodology

Strongest Performers This Month

Based on historical rate_snapshot tracking Â· Calculated 1st of each month

Remitly

#1 This Month

80â€¢Excellent

Best Value

YOU RECEIVE

â‚¹49,680

Recipient receives per AED 1,800 sent

Transfer fee

AED 7.20Tracked

Speed

Minutes

Exchange rate

27.76Live

Payout

Bank transfer

“Strongest rate consistency for UAE to India transfers this month.”

Last reviewed June 2026

Send with Remitly →Full analysis

Remitly

#1 This Month

80â€¢Excellent

Fastest Transfer

YOU RECEIVE

MXN 9,235

Recipient receives per USD 500 sent

Transfer fee

USD 1.99Tracked

Speed

Minutes

Exchange rate

18.65Live

Payout

Bank / Cash

“Strongest speed-to-cost balance for instant transfers under $500.”

Last reviewed June 2026

Send with Remitly →Full analysis

Wise

#1 This Month

76â€¢Strong

Best Value

YOU RECEIVE

PKR 138,080

Recipient receives per GBP 400 sent

Transfer fee

GBP 3.76Tracked

Speed

Same day

Exchange rate

345.2Live

Payout

Bank transfer

“Best overall FX rate for GBP to PKR transfers this month.”

Last reviewed June 2026

Send with Wise →Full analysis

Popular Comparisons

Highest-viewed head-to-head provider analysis.

Wise vs Remitly

Most-Tracked Remittance Corridors

Transfer Intelligence Guides

Research from the MTA editorial team.

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Transfer Intelligence

How to Get the Best Exchange Rate When Sending Money Abroad

View Analysis →

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Transfer Intelligence

Transfer Fees Explained â€” What You're Really Paying Per Corridor

View Analysis →

GUIDE 037 min read

Transfer Intelligence

Wise vs Remitly vs Revolut â€” Which Is Cheapest for Your Route?

View Analysis →

→ View all Transfer Intelligence Guides

MTA SCOREâ„¢

The MTA Score is a proprietary 11-criterion scoring system that independently measures every monitored provider across fees, FX rates, speed, trust, and usability on a 100-point scale.

→ View provider rankings → View full methodology

HOW WE REVIEW

Every provider is reviewed against the same 11 criteria using live-tracked data, provider documentation, and independent verification. No provider pays for a higher score or a better placement.

→ Learn how we review providers

Frequently Asked Questions

Run a Comparison Before You Transfer

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We may earn a commission when you use a provider link. This does not affect our MTA Score rankings or sort order. Rates and fees may change â€” always verify with the provider before sending. Last reviewed: June 2026.